Women in Poverty

On Thursday, January 29, 2009, President Obama signed his first bill – the Lilly Ledbetter Fair Pay Restoration Act (CNN article).

For many years, Lilly Ledbetter worked received much less than her male counterparts who were doing exactly the same work but she did not discover the discrepancy until she reached retirement. She wanted some restitution for the years she had been underpaid but a narrow interpretation of the Statute of Limitations required that she file suit within 180 days of her first unfair paycheck. Since she did not discover the unfairness in the pay system until her retirement, the Supreme Court, on the basis of the present law, threw out the favorable judgment of the lower courts. This law changed the Statute of Limitations to 180 days after the most recent paycheck, providing more recourse to women who do not discover the inequity for many years.

I hope that Lilly Ledbetter will now be able to receive a fair judgment but, if we trace this news event backwards from today’s headlines, we discover that it is rooted in a core belief about equity and gender that is not a part of many of the cultures where I have worked during the years.

If Lilly had herself believed that it’s OK to pay women unequal pay for equal work because that’s just how things were, she would never have brought suit to begin with. That belief, in turn, is rooted in an even more basic belief that women are inherently worth less than men. And that is the core belief, shared by both women and men, in many of the countries of our work that we challenge and begin to change through our microfinance.

On a recent trip to Bangladesh, I asked Khushi (her name means “Happy”) what in her leadership of Women’s Small Business Assistance Center (WSBAC), World Concern’s micro-finance program for women in poverty, brought her the greatest satisfaction. She did not point first to increased family income or even the impact of that income on the women’s families—kids going to school, getting needed health care or enabling the further growth of the women’s businesses. Instead she said, “When we start the program the women look at the ground, many will not speak and, those who do speak share without confidence or spirit. Later in the program, they speak directly and with confidence. They talk of what they can do. They have a much greater influence in their family—their husbands respect them more. They know that they can do things.”

I’ve come to think of this experience as “seeing the lights go on in the eyes” because, quite literally, that is what happens as something that had been asleep in the women is stirred into life, shines through their eyes and is pantomimed in their confident body language—heads up, leaning forward, even interrupting one another to share with confidence and enthusiasm.

I saw it in the eyes of Anowa who was the head of a women’s microcredit group in the village of Kalipur.  This group helps women in poverty lift themselves up.  She sews together jute bags for cement and other items. Wholesalers now place orders with her and she has hired two additional women to help her. Another, after the death of her son caused her to lose her snack shop, began a rickshaw repair business and now owns two rickshaws. A third bought a good milk cow and now sells the five liters of milk it produces a day for Taka 50 (about $.70) a liter. Others make dresses, run market stalls, buy and sell. The eight women call named their community bank “Hashi” or “smile.”

Why is giving women loans, training and encouragement to run their own businesses so different from simply giving them money? This week I discovered a new (to me) insight that I had never seen in quite the same way before. I was again reading the first few chapters of Genesis, foundational to transforming development.

God spoke the animals into being, giving them their life. But Adam and Eve spoke their names into being, giving them their identities. There is great power in both actions. Only God can do the first, giving life to a baby girl in Bangladesh, but people, especially the child’s family, give the girl and the woman she becomes her identity.

Our staff and the WSBAC program speak three new identities into being for these women—community bank member, businesswoman and borrower.

• Community bank member—As a community bank member, the women participate in making decisions that make a difference. The group must decide who will get the loans first and who will not. The women must become critical thinkers, evaluating the credit-worthiness and character of the applicant, and the likelihood of her success. Girls who transition quickly from the rote memorization of primary school—if they are able to attend—to the passive submission and obedience of a teen-aged wife and mother, may never have engaged in critical thought and decision-making. When the women in the group pay off their loans on time, as over 95% of the over 3,000 clients do, the group members come to be known as smart, insightful and savvy rather than slow, passive and dull women how must look to men for insight.

• Borrower—As a borrower who must repay her loan with interest, a woman, whose identity was shaped by dependence upon others, is renamed as trusted, responsible and respected. For a woman whose identity is almost exclusively shaped by child-bearing and passive obedience to their husbands, becoming a debtor is a tribute to the confidence that others have in her competence. And when she pays off the first loan successfully and moves to larger second and third loans, respect for her grows within the village and with her husband and family.

• Businesswoman—Businesswomen must plan, use simple accounting to make business decisions, and find suppliers and markets—even if their business is only a market stall. The women, many for the first time, must make investment decisions regarding money. They must decide what risks they are willing to take. For women whose time line for most decisions extend no later than the next day, extending their sense of control and influence permits hope to take root. If we feel that the decisions that we take today will have no influence over what happens in the future, our hope either dies or slips inexorably into numbing passivity.

Why, then, does the light shine in the eyes of these women? It is because we speak the same words of identity to them that God communicated to Eve—the good news of Genesis. “You are created in my image. Therefore you have value in and of yourself. Together with Adam you are to exercise dominion and stewardship over my creation—responsibly exercising your initiative, intelligence and creativity to make it productive.” Nobody has ever spoken this identity into being for millions of women in the world—an identity that is rooted in the character and action of God. The gifts and responsibility that God gave these women by virtue of their creation have not been awakened or developed. For many this awakening is the first step on a pathway that draws them nearer to the one whose image they bear.